What
is a marine surveyor:?
A
boat inspector. The most common type of job we do is similar
to a home inspector and appraiser combined into one for
a boat or a yacht.
What
does Christian & Company do?
We
basically have two products.
1)
We perform “condition and valuation” inspections
on boats and yachts. These inspections are performed in
order to determine “what shape she is in” and
“what she is worth”. We inspect the boat, we
test virtually every system and component and we encourage
sea trials as well. We usually have the boats hauled to
allow an inspection of the bottom.
2)
We handle insurance claims for insurance companies. These
inspections determine the cause of loss, identify the scope
of damage and review costs.
We
also do various special projects, new build monitoring,
consultation and litigation support work.
When
is a marine surveyor needed:
We
are typically employed when a boat is purchased (by the
buyer), when a boat is refinanced and when an insurance
policy is up for renewal. Surveys are also the basis for
valuation of a boat as an asset for a multitude of reasons
– probate, divorce, etc…
How
do you choose a marine surveyor?
Our
web site has an article on this, but in short. Shop! Ask
around, talk with the boat yards, boat brokers, insurance
and finance companies and see who is recommended. Surveyors
usually develop a reputation. Often surveyors are known
in the industry as a “buyers” surveyor, we suggest
the buyer hire a surveyor with a reputation for being thorough
and ethical. The client should also make sure the surveyor
is recognized by the insurance and financial institutions
being used, as applicable.
What
are marine surveyors qualifications?
Qualifications
are very diverse among marine surveyors. There is very little
organized, formal training. There are no licenses for marine
surveyors in most states. All one really needs is a business
card. There is no governmental regulation of the industry.
There is a school in Florida that runs a six week program.
Over the years most surveyors have learned the business
as a trade, from another surveyor, more or less as an apprentice.
Many banks and insurance companies look for membership in
one of two organizations SAMS and NAMS. Members of these
organizations need five years surveying experience and must
take a test to become accredited members. I have been a
member of SAMS since about 1993 and was the Pacific Regional
Director for several years.
What
type of training and education do marine surveyors have.
Again
it is diverse. We require continuing education as part of
the membership and a lot of my education has come from symposiums
hosted by SAMS. There are many other organizations that
provide excellent educational opportunities. They include
ABYC, a organization that has developed a set of voluntary
standards for boat construction and IBEX a boating industry
educational symposium held once a year.
What
are the different types of marine surveyors and surveys?
There
are marine surveyors that do what we do, boats and yachts
– basically recreational craft. There are marine surveyors
that specialize in ships, including the inspection of the
ship and cargo inspections. There are commercial craft marine
surveyors, they work on tugs and barges, commercial fishing
vessels and special purpose craft, ie. dredges, etc…
What are the
criteria for banks and insurance companies?
Membership
in either SAMS and NAMS is the most common requirement.
Some companies have their own list of accepted surveyors.
Often the companies will take a survey from anyone if it
is complete and the surveyor submits a resume and references.
SAMS has a produced a “minimum surveyor content list”.
It is a good yard stick to measure surveys by.
What
types of marine surveys are available?
There
are different levels of marine surveys, some are more extensive
and some are less. We offer a few different types of surveys,
designed for the need of the client. Our pre-purchase inspections
are very thorough, due to the buying decision that is partially
based on the results. We offer a less expensive survey for
other purposes, primarily designed for the boat owner who
is required to get a survey, but don’t necessarily
want one, (for example for insurance renewal or refinancing).
For these we offer a discount, but still perform a fairly
thorough inspection.
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